Managing the COVID19 Crisis – Best Practices on the International Market

5 Days tailor-designed technical assistance

• Client data strategy, developing socio-economic, financial, behavioral, psychometric data points including their meta data indicators.
• Back testing and statistical validation of existing statistical or expert scoring (rating) models in C/MSME finance.
• Standard recalibration and expansion of existing application / behavioral scoring models.
• Devising a temporary COVID-19 overlay for scoring and rating models to facilitate ongoing disbursements in 2021.

5 Days tailor-designed technical assistance

• Roll-rate transition matrix analysis
• Introducing Vintage Curves analysis in portfolio
• Client Liquidity / Payment Discipline Indicators based on transitory intra-month arrears.
• Tracking regency arrears for recently restructured and legal collections portfolios.

5 Days tailor-designed technical assistance 

• Recalibration / back testing / qualitative review of the facility rating component in SME credit and leasing, as well as for the LGD elements in integrated EL scoring models in micro and consumer finance.
• Advise on data requirements and methodology for a collections scoring in Consumer and microenterprise credit that regresses LGD to borrower and product characteristics.
• Behavioral valuation of legal collections portfolios
• (consumer & microcredit)

5 Days tailor-designed technical assistance 

• Assets Liability analysis
• Liquidity Management for Deposit Taking Institutions
• Core Deposit Analytics: concentration metrics, prolongation behaviour, roll rates, complex multivariate models of deposit supply.
• Building an early warning indicator dashboard using the deposit supply analytics above.

4 Days tailor-designed technical assistance

• Design of a CICR sensitivity score for consumers and small businesses and corporates.
• This could easily be assigned as an overlay derived from the nature of employment (consumers) or from a business model typology for Corporates and Small Businesses. 

5 Days tailor-designed technical assistance

• Review and recommendations on FinTech strategy
• Review MSME online financial services strategy